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Retirement


Retirement Planning

Articles

Health care issues

Buying supplemental health insurance--Medigap

Coordinating long-term care insurance with government benefits

Health insurance in retirement

Medicare

Should you buy long-term care insurance?

Understanding long-term care insurance


Housing issues

Housing options for older individuals

Your home as a source of dollars in retirement


Saving for retirement

Annuities and retirement planning

Borrowing or withdrawing money from your 401(k) plan

Choosing a beneficiary for your IRA or 401(k)

Closing a retirement income gap

Deciding what to do with your 401(k) plan when you change jobs

Estimating your retirement income needs

Evaluating an early retirement offer

Retirement planning--the basics

Saving for retirement and a child's education at the same time

Choosing a beneficiary for your IRA or 401(k)

Taking advantage of employer-sponsored retirement plans

Understanding defined benefit plans

Understanding IRAs

Understanding defined benefit plans


Decision Tools

401(k) plans

401(k) plans

Individual 401(k) Illustration

Should you save in a 401(k) or a Roth IRA?


Health care issues

Medicaid eligibility for nursing home care

Medicare figures at-a-glance

Medicare, Medigap, and Medicaid


IRAs

Comparison of traditional IRAs and Roth IRAs

IRA eligibility flowchart: 2004

IRA eligibility flowchart: 2005

Roth IRA future value calculator

Roth IRA: how much can you contribute in 2004?

Roth IRA: how much can you contribute in 2005?

Traditional IRA future value calculator

Traditional IRA required minimum distribution illustrator

Traditional IRA: how much can you contribute and deduct in 2004?

Traditional IRA: how much can you contribute and deduct in 2005?


Retirement planning basics

Building an investment portfolio

Consumer price index inflation calculator

Growth of annual deposits calculator

How taxation can affect your retirement funds

Investing for retirement

Net worth calculator

Personal cash flow worksheet

Saving for your retirement

What is your risk tolerance?


FAQs

Employer-sponsored retirement plans

Can I roll a retirement plan distribution into an IRA?

Can I still have a traditional IRA if I contribute to my 401(k) plan at work?

Does the federal government insure pension benefits?

How can I plan for retirement if my employer doesn't offer retirement benefits?

I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement?

My company has a profit-sharing plan. How do these plans work?

Should I contribute to my 401(k) plan at work?

Should I use my 401(k) to fund my child's college education?

What are my options if I inherit an IRA or employer-sponsored plan?

What does the term "qualified plan" mean?

What is vesting?


Evaluating an early retirement offer

Should I accept my employer's early retirement offer?


Health care issues

Can I deduct premiums paid for long-term care (LTC) insurance?

How can I pay for nursing home care?

How can I tell if a nursing home provides high-quality care?

How do I enroll in Medicare?

How does Medicare+Choice work?

Should I buy long-term care insurance?

What is long-term care insurance?

What is Medigap?


Housing issues

I'm having a hard time selling my home. Should I take out a reverse mortgage?

I'm retired now and own my home outright, but I need money to live on. How can I use my home to raise some money without selling it?

My husband just died. Should I accept my daughter's offer to move in with her?


IRAs

Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA?

Can I contribute to a Roth IRA?

Can I roll a retirement plan distribution into an IRA?

Can I set up a traditional IRA?

Can I shift my traditional funds to a Roth IRA?

Can I still have a traditional IRA if I contribute to my 401(k) plan at work?

Can I take money from my IRA without any penalty?

I need money--can I take funds from my IRA?

It's January, and I forgot to contribute to my IRA. Is it too late?

Should I invest in a Roth IRA or a traditional IRA?

Should I withdraw money from my IRA to pay for my child's college tuition?

What are my options if I inherit an IRA or employer-sponsored plan?

What are required minimum distributions and how are they calculated?

What are the rules for IRA contributions?

What's a premature IRA distribution, and what happens if I make one?


Saving for retirement

How aggressive should I be when I invest for retirement?

How can I plan for retirement if my employer doesn't offer retirement benefits?

How can we possibly save for retirement and our child's college education at the same time?

How late is too late to start saving for retirement?

How much money should I save for retirement?

How should I structure my retirement portfolio?

I think it's time to start planning for retirement. Where do I begin?

What are catch-up contributions?

What should I do if I determine that my income during retirement won't be enough to meet my retirement expenses?


RESOURCES

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50 Nashua Rd., Ste. #107, Londonderry, NH 03053